#Deltagraph scam trial#
“Free” trialsĪ caller might promise a free trial but then sign you up for products - sometimes lots of products - that you’re billed for every month until you cancel. Scammers find out what kind of car you drive and when you bought it so they can urge you to buy overpriced - or worthless - service contracts. Always check out a charity before you give, and don’t feel pressured to give immediately over the phone before you do. Scams requesting donations for disaster relief efforts are especially common on the phone. Learn about the FTC’s Business Opportunity Rule, and check out investment opportunities with your state securities regulator. Business and investment scamsĬallers might promise to help you start your own business and give you business coaching, or guarantee big profits from an investment. But you could end up losing your money and ruining your credit. Scammers will offer to lower your credit card interest rates, fix your credit, or get your student loans forgiven if you pay their company a fee first. The scammer can even have a fake name or number show up on your caller ID to convince you. But here are some common angles phone scammers like to use: Imposter scamsĪ scammer pretends to be someone you trust - a government agency like the Social Security Administration or the IRS, a family member, a love interest, or someone claiming there’s a problem with your computer. Examples of Common Phone ScamsĪny scam can happen over the phone. At the very least, it’s a company you don’t want to do business with.
If someone is already breaking the law calling you, there’s a good chance it’s a scam. And if you’re on the National Do Not Call Registry, you shouldn’t get live sales calls from companies you haven’t done business with before. If a company is selling something, it needs your written permission to call you with a robocall. It’s never a good idea to give out sensitive information like your Social Security number to someone who calls you unexpectedly, even if they say they’re with the Social Security Administration or IRS. Government agencies won’t call to confirm your sensitive information Anyone who asks you to pay that way is a scammer. Scammers will often ask you to pay in a way that makes it hard for you to get your money back - by wiring money, putting money on a gift card, prepaid card or cash reload card, or using a money transfer app. There’s never a good reason to send cash or pay with a gift card Don’t get pressured into making a decision on the spot. Most legitimate businesses will give you time to think their offer over and get written information about it before asking you to commit. But real law enforcement and federal agencies won’t call and threaten you. They might say you’ll be arrested, fined, or deported if you don’t pay taxes or some other debt right away. Scammers might pretend to be law enforcement or a federal agency. But if you have to pay to get the prize, it's not a prize. The caller might say you were “selected” for an offer or that you’ve won a lottery. Phone scams come in many forms, but they tend to make similar promises and threats, or ask you to pay certain ways.
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